On November 10, the official website of agricultural rural parts announced the 11th batch of national "one village one product" demonstration village and 2021 national "1.5 million yuan. Among them, there were 14 villages and towns in Anhui, the 11th batch of national "one village one product" demonstration village town, 7 towns, 12 villages were collected in 2021 national rural special industries billion town Yiliu Village. The eleventh batch of national "one village one product" demonstration village (Anhui list) Huanglin Town, Chaohu City, Hefei City, Hefei City, Huaibei City, Huaibei City, Huaibei City, Huaibei City, Huazhong (Apple), Sunshan County, Suzhou City, Anhui Province Liang Liang Town Liang Lun Village (Pear) Anhui Fuyang City, Fukan County, Yuetai Township, Fukan Village (Liu Xi), Mall, Mall, Mall, Mall, Anhui Province, Fengzhu Village (leisure tour) Ji Town Jingnan Village (Tea) Yangtang Village (Tea), Polar Village, Guichi District, Chizhou City, Anhui Province, Huangshan City, Anhui Province Dushan Town (Tea), Yu’an District, Lu’an City, Anhui Province, Maanshan City, Anhui Province, Dali Town (River Crab), Jixi County, Xuancheng, Anhui Province, Jingzhou Township (Mountain Walnut), Anhui Province, Yuexi County, Anhui Province ) Xuzhen Town (squid) in Nanling County, Wuhu City, Anhui Province (squid) 2021 National Rural Characteristic Industry No. 100 Town (Anhui List) Anhui Hefei City, Hefei City, Anhui Province, Hefei City, Hefei, Anhui Province, Wuhu City, Anhui Province Nanling County Xuzhen Town Anhui Lu’an Yuxi District Shanshan Town Anhui Lu’an City Huoshan County Taipingyu Township Anhui Fuyang City, Fune County, Fuyang Town, Fuyang City, Fuyang City, Fuxing Town, Fuyang City, Fuxing Town, 2021 National Village National Special Industry 100 million Yuan Village (List of Anhui) Anhui Hefei Chaohu Zhongyu Town Xiaolian Village, Anhui Fuyang City Bridge District Xilou Township Tuguxi Village, Anhui Suzhou City Xiaoxihe Town Xiaogang Village Anhui Province Lu’an County, Yushan Town, Linqiao Village, Ma’anshan City, Anhui Province, Anhui Province, Huanfeng Town, Tuen Mun Village, Anhui, Anhui City, Nantar Township Mei Village, Huaibei City, Huaibei City, Huaibei City, Huaibei City The pomegranate community.
Disluption 24 years mother today reunion stone Shijiazhuang this recognition scene too poked tears
Today, the two sides gathered in Xinhua District Public Security Bureau, and the four years of finding finally have the result, Chen Moumou’s 24-year reunion dream finally realized.It is understood that reunion operations are the deployment of the Ministry of Public Security to investigate the trafficking children’s standard, and the suspects of trafficking and trafficking children, find a special action for disappearance of children.After the start of the 2021 group, the Shijiazhuang Municipal Public Security Bureau attached great importance to the research and formulation of 23 free blood collection points in the city, which announced a report phone, providing convenience to the abduction of children’s parents and suspected abductions.At the same time, actively launch social organizations, folk institutions, and lovers, etc., strive to let all the parents and suspected disappearances of the abducted children are recognized and involved in the reunion action.
Up to now, Shijiazhuang City has found 92 discrete was abducted children in the past year, of which the discrete time span is up to 64 years.
China @ 四 川 | Pomegranate harvest road started "Sisters Flower"
On September 19, in the Fule Village, Henguan Town, Huali Prefecture, He Shuang (right) and sister He Qian showed mature pomegranate. Sichuan Hui County is warm and summer temperature, mountain stretches, has unique sandstone, red soil, is the largest pomegantic region in China. There is a pair of entrepreneurship "Sisters", and the sister He Shuang is 24 years old, and his sister He Qian is 22 years old.
In 2017, He Shuang went from the airline flight, returned to his hometown to sell the soft seed pomegranate of his 17-acre land. After a year, his sister He Qian also returned to his hometown to help my sister selling pomegsia. He Shuang resigned returning home business, it is to see the market development prospects of the homes and soft seed pomegranate.
At present, the pomegranate planting area of ??the Yongxian County has reached 400,000 mu, accounting for about a quarter of the country, with an annual output of 700,000 tons.
Previously, the gappian pomegranate mainly relying on the big truck out of the mountains and entered the whole country’s wholesale market.
In 2017, the first year of the sewen and e-commerce, the local planting households, and the cooperatives have tried to sell pomegranates on major e-commerce platforms.
He Shuang recalls that the first year of entrepreneurship is not going well, there is no experience in operating e-commerce, and the store is not large, and the supply chain is not stable.
In 2019, the sisters began to supply more than a lot of e-commerce platform. The supply capacity of pomegranate in November reached 700,000, and the total sales of 8 million pounds were sold. The sales exceeded 30 million yuan, officially opened e-commerce. market. In 2020, in order to better adapt to e-commerce development, the sisters have built a 2,800 square meters of cold chain sorting integrated storage center, and two warehouses received more than 150 villagers nearby. Pick, pack, and carry.
Through the Internet, He Shuang, He Qian’s sister has become the leader of the local agricultural product to the road of e-commerce. Xinhua News Agency reporter Jiang Hongjing September 19th, He Shuang (right) looks into pomegranate in the logistics warehouse and weighs the pomegranate shape in order to further sort.
On September 18, He Shuang took carefully to see the quality of pomegranate collected from nearby retail households. On September 18th, He Shuang, He Qian’s sister is shipped to the truck with the workers. On September 18, He Shuang (right) and his sister He Qian handled customer orders before the computer. On September 19th, Fengle Village, Zhangguan Town, Huali County, He Qiang (left) and sister He Qian conducted a new media platform in a pomegranate forest. On September 19, in the Fule Village, Zhangguan Town, Huali Prefecture, He Cool (right) and sister He Qian picking ripe pomegranate. Overlooking Hoi County, Hezhao County, Fule Village, a fruitful pomegranate forest (September 19, drone photo).
Communication Chongqing Branch "multi-point" promotes financial knowledge popularization work
Bank of Communications staff has popularized financial knowledge.
Bank of Communications Chongqing Branch is a map of the community anti-counterbank has been in action to popularize the renminbi security knowledge, maintain the legitimate rights and interests of financial consumers, improve the anti-counter-consciousness and social responsibility of the masses. On September 3, the Chongqing Jiangbei Branch will meet with Guanyin Bridge Street. The Office entered the North Country Scenery Community to carry out anti-counter-currency activities, and the exchange staff on the spot was carried out on the spot.
During the event, the staff actively issued anti-counter-promotional materials to the community residents, for the masses of the general public knowledge of the people, and focused on the 2015 version and the 2019 version of the fifth set of RMB ticket design, anti-counterfeter characteristics and identification skills. Through the form of interaction, the staff explained in detail the fake currency identification method of "one look, two listening, three touch, four test". In the face of various doubts of residents, staff patient answers, hand hand guides, and help the masses to master the characteristics of true and false currency, improve the awareness of counterfeit currency.
Subsequently, the exchange staff made the community residents who were in the scene patterned the exchange of renminbi for the residency, and provided the people’s banknote, zero banknotes, and new banknotes, and made the renminbi propaganda service and realized the people’s livelihood service. In the township, the financial "dry goods" sent to the door, the high-quality service, the people’s livelihood, due to the relatively occasion of external news channels, the scarce of the basic financial knowledge, the rural credit environment is more, and the rural financial fraud has more ways. On the morning of September 1, Bank Bank Bank Branch to the Square of the Huimin Street, the "Vigorine Street" to "," to the "attacking the governance of telecommunications network fraud cross-border gambling concentrated publicity month" publicity activities. Bank of Communications, to the villagers, nearly 160 people in public, to fight against telecom fraud, cross-border gambling, prevent illegal financial advertisements, anti-money laundering, RMB anti-financial knowledge.
Bank of Communications hopes to improve the special propaganda of the anti-fraud, improved the protection of financial consumer rights protection, enhance the ability to prevent telecommunications, online financial fraud, improve everyone’s fake, and let financial knowledge go to thousands of families Household.
The Important Speech of the Qinghai Provincial Party Committee to the General Secretary of Learning Xi Jinping attending the Confrair of Qinghai Delegation
On March 8, according to the requirements of the Qinghai Provincial Party Committee, the Provincial Party Committee held a special meeting, and conveyed the important speech at the time of studying Xi Jinping’s four conferences of the 13th National People’s Congress.
Everyone believes that the important speech of General Secretary Xi Jinping is fully affirmed that the Qinghai has been working in the past year and the "13th Five-Year Plan" period, and the new era of the new era of Qinghai is arrested.
The speech has strong political, ideological, guiding, reflects the high attention of General Secretary Xi Jinping and the Party Central Committee on Qinghai, and loves the people of Qinghai people. It is the fundamental follow and action guide for the new development phase of Qinghai. Everyone said that the Office of Qinghai Provincial Party Committee as the party’s political organ, the implementation of the organs and the provincial party committee, to learn the speech, understand the idea, and implement the spectacle, and the new articles will go forward.
It is necessary to learn to practice the spirit of the general secretary of Xi Jinping as the primary political task, with gratitude, with responsibility, with beliefs, with Chi, with a follow-up school, with maintenance, from China to learn wisdom and strength , Effectively enhance the "four consciousness", firm "four confidence" to achieve "two maintenance". It is necessary to close the important speech of General Secretary Xi Jinping and the party history education, based on the new development stage, implement the new development concept, build a new development pattern, promote high-quality development, integrate through the penetration, and constantly improve political judgment, politics Encounter, political implementation, and vigorously promote the Glorious tradition of the party to promote the "three service" work, build the party to rest assured, let the people satisfied models.
(Editor: Liu Peiran, Chen Mingju).
The party is stronger in revolutionary forging (people’s point of view)
Comprehensively giving the party’s political leading and political security role, the party’s self-purification, self-improvement, self-innovation, self-improvement ability, and the party is more strong in revolutionary forging, and adheres to the party to manage the party. Comprehensively, we can ensure that the party can ensure that the party in the new era insisted on and developing socialism with socialism in China has become a strong leadership and self-revolution. From strict the party, it is the most distinctive character of our party. The Party’s 19th China Plenary Session of the Communist Party of China has adopted the resolution of the Communist Party of the Communist Party of the Communist Party of the Communist Party of the Communist Party of China, summarizing the great achievements of new era socialism in the new era, one of the important aspects is comprehensive Strictly govern the party.
Since the Party’s 18th National Congress, the party Central Party of Xi Jinping as the core of the party will always be awake and firm, adhere to the strict primary base, highlight the "key minority", implement the subject’s responsibility and supervision responsibility, strengthen supervision and discipline Responsible, putting comprehensive from stricting parties throughout the party’s construction, promoting the comprehensive progress of the party’s construction. The iron must be hard, to do China’s things, the key is in the party, the key is in the party to the party, and the strict governance of the party. Since the 18th National Congress of the Communist Party of China, Comrade Xi Jinping has been brave enough to face the core, dare to scrape the bones, and unswervingly strictly govern the party to strengthen the party’s long-term governance capacity construction, advancement and purification construction as Main line, with the party’s political construction as a guide, with the purpose of firm ideals, the purpose of the party, to mobilize the enthusiasm, initiative, creativity of the whole party, continuously improve the quality of the party, and put the party building has always been in the era, the people I sincerely support, brave enough to self-revolution, depends on various wind waves test, and vigorously Marxist ruling party.
Comprehensively from the strict governance party is always on the road.
"The party’s party is not only related to the party’s future destiny, but also the future destiny of the country and the nation", clarifying the importance of comprehensive from the strict treatment; "China’s characteristic socialism enters the new era, our party must have new weather new meteorological " Fighting the anti-corruption struggle to attack the battle, the firm determination of the long-lasting battle; "consistently rooting the people, benefiting the people, always maintaining the party with the people’s flesh and blood, always with the people’s heart, the same breathing, and a total of life, emphasizing the people The important value of the route … General Secretary Xi Jinping’s important discussion of the whole world from the strict treatment of the party, in order to promote the comprehensive development of the strict treatment to the perspective of the deep development, the strong motivation is injected into strong power.
Our party must always become a pioneer, national spine, and always become a Marxist ruling party, it must always be too hard.
The Party Central Committee from the development and implementation of the eight provisions of the Central Committee, adhere to the Central Political Bureau, from the leading cadres, improve the work style of the work, and perseve the "four winds", oppose privilegeism and privilege, party style One of the political and social atmosphere; the party insisted that it does not dare to rot, can not rot, do not want to rot, punish the shock, institutional constraint, improve the sense of consciousness, adhere to no ban, all coverage, zero tolerance, insist on containment, Strong high pressure, long shock, with the courage of scraping, strong men, and firmly moved to "tiger" "shooting fly" "hunting fox"; the party adheres to the relationship between the party and the system, the party, and launched the party Route education practice activities, "three strict three truths" special education, "two students do" learning education, "do not forget the initial heart, remember the mission" theme education, party history learning education, etc., use the party’s innovation theory to armed the whole party; party Propose and implement the organizational route of the new era, the party persisted in the law, the law enforcement of law enforcement, strengthen political discipline and organizational discipline, driving all disciplines … After a strong struggle, comprehensively strictly govern the party’s political lead And political security effect, the party’s self-purification, self-improvement, self-leather, self-improvement ability, and self-improvement capacity have been significantly changed, and the party’s party’s loose soft condition is fundamentally reversed. The anti-corruption struggle has been overwhelmed and fully consolidated, eliminated the party, The country, the serious hidden dangers in the army, and the party is stronger in revolutionary forging.
The new era has achieved historical and groundbreaking achievements from severely administering the party, and has an all-round, deep impact.
General Secretary Xi Jinping emphasized: "Since the Party’s 18th National Congress, we have explored a successful road to solve its own problems under long-term ruling conditions. Struggling new era, hard work, adhere to the self-revolution, adhere to the party to manage the party, we can ensure that the party does not change, not change, not taste, ensuring that the party adheres to and develops socialism in the new era The historical process has always become a strong leadership.
Beijing Huairou create red "History movie" filming base
Original title: Huairou create red "History movie" filming base film "Chosin" "Railway hero," TV series "Armageddon," "ideal Over China" …… This year, there have been more than 30 centuries tribute to the founding of film and television works , has location shooting or post-production of the national film digital Huairou production base, Sendai garden Television, Television bull town and other places.
These reflect the Party, the new Chinese history, the history of reform and opening up, socialist history of the Chinese Communist Party’s main theme of the works, will be broadcast or released one after another during the year, through vivid stories and characters to show the Communist Party of China a hundred years of glorious history, great achievements and valuable experience, so learning education History "live" to help the majority of party members and cadres from the screen, the screen go to school party history, a sense of grace party. ‘Red’ Party movie ‘is to mobilize the masses, unite the people, brought together an important carrier of public opinion, flowing in deep red gene works, influence and inspire generation after generation.
"Director Gao Xixi has just completed a TV series" Armageddon "shot in the viewfinder Huairou district, cut the end of the beginning of the present, is planning to begin further refinement of fine cut.
The drama starring Tang Guoqiang, Wang Jinsong, in and Wei, Liu Tao, Su Qing, etc., will be the first TV show in the form of three battles to restore the three-dimensional depth to the scene by telling the history of strategic, tactical and combat the three major aspects of the story, showing great the historical background of a fresh individual.
"In fact, we are very familiar with this history, but why we are now going to re-tell, but in such a critical node? Because the three battles could be a total battle decided the fate of the country, it is one of justice and injustice total decisive battle. "Gao Xixi said," we took four months to complete filming, there are about a third of the movie is shot in Huairou, including the entire Huaihai campaign, part of Liaoning-Shenyang campaign, Tianjin campaign scenes.
We dug in the midst of a 7,000 acres of land about 15 kilometers to 20 kilometers of trenches, but also built a lot of walls, was to show war scenes, such as playing Siping, Changchun and other attack.
"At the same time, the film" Chosin "the shooting is entering a crucial stage.
The film co-directed by Chen Kaige, Tsui Hark, three director Dante Lam, Wu Jing, Xi Yi smelt one thousand, Duan Yi Wang, Hu Jun and other stars, will be reproduced in this epic battle of Chosin Reservoir in the Korean War.
"" Chosin "crew hope the spirit of excellence craftsmen, every detail well, to celebrate the 100th anniversary of the Communist Party of China on the occasion, send this gift to a national audience." The film executive producer, John Boehner Pictures Group chairman Yu Dong said, the film is currently scheduled for the summer landed the national cinema, "I believe this collection of top-notch production team and outstanding cast of giant war system, will give the Chinese people bring courage and strength." "understanding history to look far to understand the history and goes far, shoot the film can be more real, more people moved to ‘reflect’ into the mind, ‘sound’ into the heart, thus promoting the Party of study and education go real deep to go …… "in winter said," Chosin "after more than five years polishing the script, meticulous preparations for more than two years, starred extras nearly 90,000 people. "The three directors are not independent of each selfie story, but together, work together to build a complete story.
They want this process to continue running scripts and various details, together with the completion of each scene, like war. All the staff of our studio have always maintained a ‘state of war’, this atmosphere is invisible in the play the other. Because we all know, this is a movie to show the spirit of the Chinese nation.
"Another week, another main theme of the commercial blockbuster" Railway Heroes "is about to crank up.
Movie based on a true story adapted from Zaozhuang, Shandong Lincheng Japanese War "railway team" players, will maximize the reduction of "railway team" battle of wits with the enemy, desperate story to defend the homeland. Videos directed by Yang Feng, star lineup including Zhang Hanyu, Fan Wei, Wei Chen, Zhou also like. Hong Jun said the film producer, the entire film is about two-thirds of play in Huairou Film Base filming, the crew built a bigger than real train model train, trying to show "railway team" players brave and resourceful style .
"Work for the good tribute film photography services, gift show, the China Film base, there are tricks television Park and other parks are full in hardware, software and down the effort, new scenes have required upgrades red revolutionary theme creation, and within the studio set up a number of scenarios in line with the fixed age, the integration can be achieved within the location shooting the whole scene. "Huairou film and television industry demonstration zone relevant person in charge said," Then, for the "Armageddon," "Chosin" and other major historical themes film and television works, we will continue by hand to accompany the crew to see King, the filming process to provide full butler service.
Under the premise to ensure the shooting, the crew helps save costs, support the development of Chinese film industry with tangible initiatives, help study and education History ‘live’ together.
"(Editor: Meng bamboo, high star).
Sweeping and evil, 亮 – Jilin Channel – People’s Network
The Office of the CPC Central Committee and the General Office of the State Council issued the "Opinions on Normalization to Sweep the Fighting of the Fighting of the Fight", and arranged the arrangement for normalization.It is pointed out that it is necessary to firmly establish the people-centered development ideas, strengthen system governance, governance, comprehensive management, source governance, and continue to maintain a high-pressure situation against crimes against black and evil forces, form an effective shock.
The province’s anti-evil special struggle summary commendation meeting held in Changchun, commended the advanced collective and advanced individuals in the province to sweep the special struggle in the evil struggle, summarize the successful experience, find short board weakness, arrange the deployment of normalizationSanitary work.The struggle with the evil forces is a long-term job. It is necessary to continue to improve the rule of law, standardization, professionalization, and constantly consolidate and deepen special struggle results.
Practice a lifetime topics for firm ideals
General Secretary Xi Jinping published an important speech at the Central Party School (National Administrative College), the central party school (National Administrative College) in the autumn school (National Administration), stressed that the firm Ideal belief is a lifelong problem, and it is necessary to often repair it. Let’s believe in a lifetime. For young cadres, firm Ideals and beliefs are the most important issues in strengthening party spirit. The young cadres of the new era shoulder shoulder, and the firmness of Marxism must be the foundation of the livelihood of life, and integrate communist ideals and socialist socialism into the soul and blood, and always maintain the political nature of the Communists. Sources of nourishing beliefs in theoretical learning. Whether it is Li Dazhao, who is "My Marxism", is still the "Truth’s Declaration", "The Triple Declaration is very sweet", or faces the enemy’s butcher knife, "should not be tight, as long as the chief The real "of Xia Munhan, a generation of a generation of Communists to the faith of Marxism, socialist and communist beliefs, and struggle, explore, advance.
The Communist Party of China is a Marxist party, and the basic theory of Marxism is a compulsory course for communists. Young cadres should consciously actively use the party’s innovative theory to armed their minds, strive to learn and master the positions, opinions of Marxism, and transform the learning results into the correct understanding of historical laws, and internalization into the ideological source of party spirit, with theory Nourishing the initial heart, the cultivation of spiritual homes, integrating the heroic dreams into the great revival of the Chinese nation.
Mind the blade of the belief with struggle. Sound ideal beliefs must not stay only in mind, but also to know the first, we will work, and put practice as the best classroom, in the constant struggle forging quenching. In the revolutionary period, the Communist Party members are bravely fighting for the cause of the party and the people, and they are born to die. Today, the relay bar of the great rejuvenation of the Chinese nation has been handed over to us.
The new era gives new tasks, the new journey calls new as.
Today’s youth, you have to fight hard in your respective positions, take the initiative, dare to bother, dare to go beach, take a few times "hot potato", how many times "hot pot ants", practice "Ren Dongdong Southwest North Wind "The toughness and" chaotic clouds are still controversible ", in the wind blowing the rudder of the steady thoughts, thriving in the wind and rain. It is highlighting the belief of party loyalty. Participation is the final inspection of ideals and beliefs is also the best interpretation of ideals and beliefs. The China Communist Party has become more than 50,000 party members today. It has more than 95 million party members today. It has a long-term ruling in more than 14 billion people. It comes to all the way. After countless difficulties, lead the Chinese people from a victory. Another victory, inseparable from the king and dedication of thousands of party members.
For the party’s loyalty, it is specific, unconditional, must reflect the loyalty to the party’s beliefs, the loyalty to the party organization, and the loyalty to the party’s theory and route policy policy.
As the heaters of the red blood, you must not only be loyal to your duties in your daily work, keep the bottom line, to live loneliness, get a temptation, but also strive for a major test, practice the Communists with practical action铮 vow.
The original "Organ Party Construction Research" 2021, 1021.
The interest rate is low, the large amount of bank is "cooling" expert suggestion, low risk management or more preferred
 Big amounts of deposits as a safe and stable bank deposit type product, has been favored by investors, but since the deposit interest rate of the deposit interest rate in June, the number of banks have been lowered as the big reservoir. Rated order interest rate.
The monitoring data of 360 Digital Science and Technology Research Institute shows that the average interest rate of large number of monks in the 3-year amount has fallen over three consecutive months. According to industry insiders, for banks, it should be strengthened with the core competitiveness of their own borrowings. With the gradual standard of deposit market, subsequent banking debt costs will continue to be stable. For the pursuit of robust investors, it is possible to consider structural deposits and government bonds in the product, and non-guaranteed products can pay attention to banks with the maintenance and water. The large amount of deposited interest rates generally lowdressing the reporter when visiting the bank outlets, currently, including many banks, including state-owned large banks and shares, the large amount of stock interest rate is generally around 3%, and it is up to 4% to 5. % Interest rate is significantly reduced. After being asked if there is a more "safe" investment product, a state-owned Bank of China in Xicheng District, in Beijing told reporters that the year’s periodic deposit annualization rate is%, 3 years, 200,000 yuan The large amount of monocalematic interest rate is%. "The periodic deposits and large amount of the same type before our line are% and%, and now the interest rate is much lower. We now recommend customers to purchase Silver Bank of Sunderance," he said. Some shareholding banks have also downgraded the large number of banks. A shareholding customer manager said that the line has fallen down a large amount of stock interest rate, 200,000 yuan, 1 year, 2-year and 3-year annualization rate,%,% and% .
"There is no particularly suitable product for short-term financial management. If the deadline is within 1 year, we recommend buying structural deposits, the annual rate of return is about%.
"According to the statistics of 360 major data institutes, the number of large amounts in August this year is 367, and the number of annually, the number of large amounts, the number of large amounts of large amount, and%.
The large amount of the new export in August, the average interest rate of 3 months is%, the average interest rate of 6 months is%, the average interest rate of 1 year is%, the average interest rate of 2 years is%, and the average interest rate of 3 years is%%. The average interest rate of 5 years is%.
Compared with July, the average rate of the 2-year large amount is rising, and the average interest rate of other periods has fallen, of which 3 months, 6 months, 1 year, 3 years, and 5 years have down 3BP. ,,,. "This year’s deposit interest rate is adjusted, the long-term interest rate of large deposits has been lowered.
The large amount of memory is the advantage of high starting point, high interest rate, and transfer, is a deposit product with standardized period, minimum investment amount, market-oriented pricing. Big amounts of stock interest rates are generally higher than that of ordinary deposit, and the large amount of large deposits is high, and the cost of storage is higher than normal storage. "Publishing Standards Researcher Li Qiming said that banks must control the cost of liabilities, need to control the quantity price level of large amounts, especially for small and medium-sized banks, relying on the difficulty of relying on the high interest rate will be larger, from this large Subsequent interest rates continue to decrease or continue. Wang Yifeng, chief analyst of the Everbright Securities Financial Industry, believes that with the reduction in large-scale stock interest rates, the bank enhances the control of this part of the bulk order pricing and the number of issues.
"In the future, banks need banks to use new financial products to meet the diversified needs of this part of the high-yield low-risk customers, and re-examine the customer’s viscosity.
Therefore, banks need to pay attention to strengthening the construction of this area.
"Wang Yifeng said. Bank liabilities cost materials will have a steady reduction with the order of deposit market, Baotao wealth management products, relict interest-bearing products, structural deposits, Internet platform deposits, etc. The phenomenon of high interest rates is greatly reduced. According to the calculation team of the Fixed income research team of Zhongjin Company, except for structural deposit interest rates, the cost of banks since the rest of the bank since June, especially the regular deposit interest rate, the decline, The reform is the role of reforming the cost of banking debt. Although the pressure is still existent, the industry is expected that the cost of subsequent banking debt will continue to be stable. Everbright Bank President pays Wanjun before he said in the newspaper press conference. It will strengthen the amount of deposit value and price and price, ensuring that the cost of liabilities will decrease year by year.
In the retail business, we must lay a retail increase combination, optimize the capacity of the business assessment mechanism, improve the ability to obtain retail original power funds, and enrich the retail product shelves, do major retail AUM (asset management), driving retail deposits; In the company’s business, the industrial chain, supply chain and local industrial clusters, supply chains and local industrial clusters will be concentrated, and the traffic bank business flow is made, and the deposits are added. Liu Jianjun, the leader of the Postal Savings, also said that in the second half of the year, it is necessary to increase the proportion of the deposit in the debt, and the biggest advantage of the Postal Savings Bank is the capacity of deposits, but the disadvantage is a relatively high regular deposit. Starting the Postal Bank from the second half of the year, the focus of deposit work will be transferred to the optimized structure. It is possible to pay attention to the Bank’s low-risk financial products 360 Digital Research Institute.
Industry instructor suggested that for more pursuit of safe investors, it is possible to consider structural deposits and government bonds in this product, and non-guaranteed products can pay attention to banks with fixed-income and harvest. Liu Yinping, 360 Digital Science and Technology Research Institute, said that in order to protect the product, in addition to bank storage and large deposit orders, there are structural deposits and national debts to choose from, but structural deposits are not guaranteed, and there is a certain uncertainty in the yield. Sex, the national debt is a short purchase time, and the purchase is difficult. "In addition, in non-guaranteed product, low-risk financial products, pension funding management products, and short debt funds, etc., the probability of loss of these products is low, and the yield will float, relative to the bank. For deposit, the overall period is short, and the yield is more advantageous.
"Liu Yinping said.
Li Qiming suggested that for the pursuit of safe depositors, you can pay attention to the low-risk financial products of the bank, namely the risk level of primary and secondary.
This type of product is based on the solid-sealing product. The "solid-replenisher" representative is a low risk, and the relatively stable income is used to obtain basic benefits. Some assets usually account for most of the entire portfolio, such as bond assets. .
Banks have long-term solid-harvest markets, there are traditional advantages in low-risk financial management and receiving and water supply, including a perfect risk control system, and low-risk asset allocation.
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